Last updated: April 17, 2026

Acceptance of Terms

By accessing and using SilverBay.city ("https://silverbay.city"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Description of Service

SilverBay.city is a local services directory that connects residents of Silver Bay, Minnesota and surrounding areas with local service providers. We do not provide services directly; we facilitate connections between users and independent service providers.

Not a Government Entity

SilverBay.city is NOT affiliated with, endorsed by, or connected to the City of Silver Bay, Minnesota municipal government, Lake County, or any government entity.We are an independent, privately-owned business. "Silver Bay" in our name refers only to the geographic area we serve.

User Responsibilities

When using our service, you agree to:

Provide accurate and complete information in quote requests
Use the service only for its intended purpose
Not submit false or misleading information
Conduct your own due diligence when selecting service providers
Comply with all applicable laws and regulations

Service Provider Relationships

Service providers listed on SilverBay.city are independent businesses, not employees or agents of SilverBay.city. We do not guarantee the quality, safety, legality, or availability of services offered by these providers. You are responsible for:

Verifying provider credentials, licenses, and insurance
Negotiating terms and pricing directly with providers
Resolving disputes directly with service providers

Limitation of Liability

SilverBay.city is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of our website or interactions with service providers found through our platform. This includes, but is not limited to:

Quality of services provided by listed businesses
Accuracy of information provided by service providers
Disputes between users and service providers
Any loss or damage resulting from services performed

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of SilverBay.city or its content providers and is protected by intellectual property laws.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the new terms.

Contact

For questions about these terms, please contact us at hello@silverbay.city.